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Tuesday, December 22, 2020

YOUR GUARANTEE OF PEACE OF MIND,THE SOLVENCY OF YOUR INSURANCE

 Old insurance plans from a century or more ago utilized to have at the top, in large letters, the figure of the insurance company's capital stock. That was the way that then existed to make patent prior to the insurance client the solvency of the one who used and administered it. Today, that is not done; however, that does not mean that solvency has vanished. It has just ended up being more requiring, advanced, and conscious of the dangers assumed by insurance companies.


The insurance provider, for example, has to ask itself what losses would produce an unexpected change in the monetary and realty worths in which it has actually invested your money while it is not utilizing it to pay you. How you have to determine the losses that would be triggered by one of the issuers of the properties (such as bonds) that you have acquired not paying you as agreed. Naturally, since, at the time of setting the insurance coverage rate, what the insurance provider is doing is calculating just how much your incidents are going to cost, the insurance provider needs to consider what losses it would trigger if the insurance coverage calculation was incorrect and after that, the premium is insufficient to pay, or unforeseen occasions such as disasters happen.

The insurance company, in other words, needs to consider what losses would cause all these series of adverse events. With official figures, the answer to this question for Spanish insurance is that this set of risks could cause unanticipated losses worth around 24,000 million euros. This figure should have interacted with that of the own funds that the insurer needs to face stated losses. Just how much is this figure? Well, 54.3 billion euros.

The solvency of an insurance provider, today, is computed through a set of extremely complicated formulas that, probably, you do not know; but, nevertheless, they are the best warranty you have that your insurance provider will not only be where you desire it to be today but likewise tomorrow and in 10 or 20 years. The existing solvency system is a risk-based system, which suggests that, for a series of risks or unfavorable occasions set by the legislator, the insurance provider needs to ask itself what losses it would have if such occasions took place.

The consequence is apparent: Spanish insurance coverage has adequate funds to deal with the unanticipated losses it may suffer, and he would still have another as much as what he put in.

YOU HAVE A POINT OF SALE , DO YOU NEED INSURANCE?

 Spanish insurance coverage has more than 100 million customers. This implies that it goes around two and a half times the Spanish population. We insured half of the Spanish population of deaths, 31 million Spaniards of life, 11 million of health; we insure 32 million vehicles, 19 million homes. And ... do you understand where all those things and people are? Well, anywhere. Completely Spain, half complete and empty. In Spain where it is hot, and where it is cold. That is why we need to be blood vessels.

Take a look at this data: which are the provinces of Spain in which the capillarity of insurance coverage is highest? In other words, in which part of the nation exists more points of sale per 1,000 residents? Well, we are speaking about the provinces of Orense, Burgos, Cuenca, Teruel, and Jaén. The list, in truth, exposes to you that if you believe that insurance coverage intermediaries have a preference for greatly urbanized areas, you are incorrect. Undoubtedly, Madrid is the province where there are more locations to buy insurance coverage; but that does not suggest that it is where they are more present in proportional terms. Really, where they are more blood vessels remains in territories of the so-called emptied Spain. This exposes a high level of dedication from the insurance industry to financial addition and regional advancement.

Being capillary means that our industry requires to be only a few meters, a couple of kilometers at many, from the individual who wishes to guarantee or who, insured, has had a mishap. And that is why in a country like ours, where a lot is said about the problems originated from the depopulation of some areas, we are still present everywhere. No guaranteed individual lives more than a couple of kilometers from his insurance provider.

For insurance, it is essential to be close to your client. This is something that digitization enables you to do in other ways; but these types, so to speak, concern sign up with the usual practice, based upon the principle of nearness. The very best way to be familiar with someone's requirements well is to live close to them.

Capillarity rate of Spanish insurance coverage 1, by province


Province Agents / 1,000 inhabitants Of# Banks / 1,000 inhabitants Total points of sale / 1,000 inhabitants
Pray 3.03 0.63 3.66
Burgos 2.17 0.91 3.07
Basin 1.86 1.01 2.87
Teruel 1.39 1.36 2.75
Jaen 2.00 0.73 2.72
Soria 1.57 1.11 2.68
Real city 1.90 0.72 2.62
Huesca 1.59 1.01 2.60
Lugo 1.84 0.70 2.54
Badajoz 1.69 0.83 2.52
Lion 1.74 0.77 2.50
Huelva 1.95 0.51 2.46
Cordova 1.87 0.58 2.45
Zamora 1.63 0.81 2.45
Pomegranate 1.80 0.64 2.44
The Rioja 1.49 0.94 2.43
Cáceres 1.67 0.71 2.39
Segovia 1.60 0.79 2.38
Corunna 1.81 0.51 2.32
Albacete 1.65 0.61 2.27
Pontevedra 1.79 0.47 2.26
Toledo 1.58 0.67 2.25
Almeria 1.73 0.51 2.24
Alicante 1.78 0.46 2.24
Malaga 1.77 0.45 2.21
Salamanca 1.48 0.70 2.18
Seville 1.72 0.42 2.15
Palencia 1.37 0.77 2.14
Valencia 1.64 0.50 2.14
Avila 1.35 0.77 2.12
Lleida 1.39 0.69 2.08
Tarragona 1.63 0.44 2.08
Asturias 1.43 0.60 2.04
Valladolid 1.41 0.62 2.04
Murcia 1.44 0.51 1.95
Castellon 1.42 0.52 1.94
Gerona 1.43 0.50 1.93
Saragossa 1.29 0.63 1.92
Navarre 1.18 0.73 1.91
Cadiz 1.41 0.36 1.77
Cantabria 1.23 0.54 1.77
SC of Tenerife 1.33 0.41 1.74
Guadalajara 1.08 0.66 1.74
Balearic Islands 1.11 0.60 1.71
Barcelona 1.26 0.42 1.68
Madrid 1.20 0.46 1.66
Biscay 1.08 0.58 1.66
Guipúzcoa 0.92 0.61 1.53
Las Palmas 1.15 0.37 1.52

Source: Estimate from We Are Safe with information from ICEA, the DGSFP, and the Bank of Spain.

1 The contribution of insurance brokers to the territorial capillarity of the insurance coverage sector is really valuable. Their information has not been included in this research study since brokers can register with the General Directorate of Insurance Coverage and Pension Funds (DGSFP), in the local computer system registries, or in both. It is difficult to know its real distribution in the territory as there are duplications between the various databases. Offered this methodological problem, it was chosen to provide only the data of agents and offices of credit organizations (banks, cost savings banks, and cooperatives). The sales network of insurance coverage brokers, even more, strengthens monetary inclusion by insurance coverage.

The Worst Tsunamis in History

 The word tsunami conjures up among the worst disasters humanity deals with. It is a Japanese word, and it makes ideal sense that it should be so due to the fact that if there is a country that historically, and in the present, suffers the repercussions of tsunamis, that is Japan. The tsunami is the effect of an earthquake of considerable magnitude taking place eventually in the sea, fairly near the coast. Although it can also be a violent eruption, such as the popular explosion on the island of Krakatoa (Indonesia) in 1883. This very first disaster, the earthquake or the volcanic eruption, produces a 2nd catastrophe, which is the tsunami itself: an abnormally violent tide that penetrates the land from the coast, sometimes many kilometers, taking everything with it. You can not protect yourself from tsunamis;


For five years today, November 5, has actually been World Tsunami Awareness Day. Awareness is, undoubtedly, of great importance, given that there is no way to prevent earthquakes on the seabed and that these have effects on the waters.

Among the aspects of tsunami prevention is insurance. Great insurance can not prevent a tsunami or its destructive capability; however, at least, it has the ability to put you back on the Start box, all set to begin over. Confronted with occasions whose avoidance and protection is difficult or impossible, it is of excellent importance that there are monetary security systems that permit economic payment for the losses suffered. Insurance, in this sense, is an essential piece and, in the case of Spain, it should be borne in mind that damages derived from earthquakes and sea attacks on insured individuals and products are looked after by the Insurance Coverage Compensation Consortium.

The huge issue with tsunamis, which makes awareness about them so essential, is that it is what is technically called an unsystematic risk in insurance coverage. It is, therefore, an event that happens very seldom and without an identifiable frequency. But when it occurs, it does so by producing human and financial losses that are compared to really a couple of other possible disasters. In addition, in current years, the growing urbanization of numerous locations of the world, which has actually developed specifically in coastal areas and, therefore, vulnerable to tsunamis, has actually multiplied the virulence of these events. In simply a decade and a half, the tsunami in Indonesia and the one in Fukushima in Japan have actually yielded crucial lessons in this regard.

The 10 worst tsunamis in history

         Place                     Date                Economic losses      Human casualties

Sumatra (Indonesia)           12/26/2004                  $ 10 billion               230,000
North Pacific Coast (Japan)   3/11/2011                  $ 235 billion               180,000
Lisbon (Portugal), 
Huelva (Spain), and Morocco   11/1/1755                     N / A                        65,000
Krakatoa (Indonesia)            8/27/1883                     N / A                         38,000
Ensenada Sea (Japan)             9/20/1498                     N / A                         31,000
Nikaido (Japan)                    10/28/1707                     N / A                         30,000
Sanriku (Japan)                    6/15/1896                     N / A                         22,000
North of Chile (Chile)            8/13/1868                 $ 300 million                 25,000
Ryuku Islands (Japan)            4/24/1771                     N / A                         12,000
Ise Bay (Japan)                    1/18/1586                     N / A

Monday, December 21, 2020

BURIAL INSURANCE ABOUT 4 THINGS YOU DIDN'T KNOW

 An old Anglo-Saxon proverb states that absolutely nothing can be considered granted in this life except death and taxes. Neither the very first nor the 2nd are typically subjects that people like to speak about, however, the reality is that both are there. That is why it is necessary to remember that death insurance can assist when the pale horse crosses the road and when it concerns managing a will. All Saints' Day serves as an excuse to talk a little about this insurance coverage. Insurance coverage that, by the way, does not exist in almost any other country in Europe however that in Spain accumulates a custom of more than a century and a half.


1. Cádiz, the place where people are worked with the most

Finally, a geographical note. The province of Spain where death insurance has a greater existence in relative terms is Cádiz. Approximately 80% of the people of Cadiz have their burial guaranteed! And beware, Cádiz is not amongst the earliest provinces in Spain.


2. 1 in 3 insured individuals is under 40 years of age

Another function of funeral insurance coverage is the robot portrait of its policyholders. Are they all older people who notice the completion of their days? Definitely. One in 3 customers is under 40 years of age. And how is this possible? Due to the family nature of this product.

Death insurance coverage is paid in one-third of Spanish families with large families and minor kids. The very same occurs in one of every four households where a couple deals with a kid or teen. It is a misconception to think that death insurance coverage is an item planned exclusively for the senior cohorts of the population.


3. Over half of the population has hired

One of the things that stand apart the most about death insurance is its capillarity. It is one of the most comprehensive insurance coverage in Spain. Nearly half of the country's residents are safeguarded by one of these policies. In reality, it is really possible that you are one of them. A good part of the death insurance coverage is of a household nature. So maybe among your family members has actually employed one and you are amongst the guaranteed.


4. A lot more than burial care

Valuing the funeral insurance coverage service is easy: its turnover in 2019 amounted to 1,000 million euros. But, in reality, its value goes much further. His excellent contribution is the provision of a thorough service at an especially intricate time for households. The growth of coverage that has actually been given up insurance coverage over the last few years implies that the accompaniment of the household goes much further than managing and paying for the burial. This insurance can aid with issues such as psychological care for members of the family, probate, or last management of the digital life of the departed, among other issues.

Waxing Guide For Beginners

 Waxing is quite popular today as a method of removing unwanted hair. There are so many spa outlets for waxing in Battersea which have sprung up to cater to the growing need for waxing. Although waxing is a very routine kind of exercise for unwanted hair removal a starter may have some questions in their mind. These questions are important to be answered so that the first timer is at ease while going for waxing for the first time. The first time waxer may have heard stories from her friends about how waxing was so painful. There will be questions related to cost, hygiene, etc.


Here are some tips which will help the first time waxers:

Hygiene issues – Hygiene of the spa may be the other issue for you. Whether the spa double-dips the wax, whether the wax used is the right one, has the wax been stored properly, are some of the obvious questions. Again the hygiene of a spa can be understood by the reputation of the spa, the reviews of the customers, and by simply talking to people who know that particular spa.


Relax – Try to feel relaxed on the day you are going to have waxed. Wear something comfortable. You can also say to yourself that you are going to enjoy the waxing process and it will be over in a short time. These simple things will help you relax and enjoy the waxing process.


Overcoming Fear – Fear is quite natural for the first-timers as they are unaware of the actual waxing procedure. To overcome the fear, it is advisable that you go to the website of the salon from where you intend to get the waxing done. There will be customer reviews on the website which will answer some of your questions. You can also pick up the phone and call the owner of the spa who will help ease your mind. You will certainly be able to overcome some fear if you know about the spa in advance.

Beautiful Summer Hairstyles For Beat the Heat

 Summer is a season in which you need to think about the comfort aspect along with looking beautiful. Your hairstyle plays a major role in providing you the desired comfort level, especially in the summer. In these hot months, you cannot opt for hairstyles that look great but irritate you a lot. So, in such weather, you need to carefully style your hair, which looks beautiful, as well as lets the cool breeze pass through your hair strands. You can style your hair in a variety of ways to ensure such a comfort level.

Opt for Comfortable Hairstyles in summer

Let us have a look at some of the latest hairstyles that are perfect for the hot weather of summer:


Knots style:


This style is suitable for medium and long hair. Move your hair down to the base of the neck, and tie a knot there. This style gives you a pretty and relaxed look.


Sleek style:


If you have short hair, part it on the side. Then, rake your hair with your fingers, to have a laid back look. This hairstyle gives you a cool and elegant look.


Faux bob style:

After you curl your hair ends, pin them to your head, after tucking them up. Seal them by using a hairspray, so that style stays for a long time.


Waves style:


Wrap the ends of your hair around a curling iron, to get a wavy look. This style gives a lot of bounce to your hair, allowing air to pass through them.


Braids style:


This style is suitable for long hair. Braid a part of the hair near your ear, and pin it like a crown, around your head. Place it a few inches away from your face, which gives you a modern look.


Ripped ponytail:


If you have very long hair, gather sections of your hair, and make them into small ponytails. Pull the sides of the hair in each section, to have a curvy shape. This style looks stunning.


Sides style:


Make a long ponytail with your hair and tie it with elastic, above your hair tips. Then, roll the ponytail upwards, move it sideward, and pin it to your head. The ponytail should appear in front of the ear. Apply some hairspray to set it.


Flipping style:


While doing a blow-out, twist some strands of hair around your hairbrush, and allow the hair to fall in any way. This gives you a casual-cool effect.


Side-swept style:


Pull your cascaded hairs over one of the shoulders. It is a simple style that gives you a cool look. 


Freestyle braids style:


Make a braid of your hair and twist it around your head, in a shape that frames your face. Do not worry about the evenness or uniformity of the braid. This imperfection adds style to your look.


Conclusion:

Thus, there are a variety of hairstyles which you can opt for the hot and humid climate of summer. These styles make you look beautiful, ensuring that you are at comfort. These styles go with the latest fashion trends.

Description: Hairstyle is an important aspect of your overall look. In summer, you would choose to go for a style that ensures that you look good as well as feel comfortable. There is a wide range of styles to choose from in the summer months.

Fashionable College Jackets are all the rage


 It's always a thing with fashion trends. Some disappear from the scene just as quickly as they appeared there. Others, on the other hand, stay forever and have been an integral part of people's wardrobes for a long time. Then there are also fashion trends that were once very successful and were even considered a status symbol or identification feature. These trends disappear from the market and come back quite unexpectedly at some point. It's the same with college jackets. The sporty clothing was and is worn by people of all ages and genders. However, especially among teenagers, college jackets were much more than a piece of clothing.


High wearing comfort and still fashionable

College jackets are so widely available that they can suit every imaginable fashion taste. Models are made for women, men, and children. People who like to present themselves in simpler models will find a model that suits them in the college jackets on offer, as will all those who have an unusual taste in fashion. Of course, the college jacket still serves as a means of identification with a specific sports club. That is why it is mainly worn by young people who are big fans of baseball, for example. Above all, the blouson-like college jacket, which looks similar to the bomber jacket, is casual. It is very comfortable to wear. Only soft materials that feel comfortable on the skin are used in the creation. All of these characteristics are understandable reasons why college jackets are still one of the hottest fashion trends today. Comfort and optimal support for a wide variety of activities that the wearer can carry out with the stylish jacket also speak in favor of wearing a college jacket. In order to benefit from a fair price-performance ratio, the interested customer should carry out a comprehensive price comparison before buying. Reading test reports can also be helpful in finding exactly the model that suits you. which the wearer with the stylish jacket can do, speak in favor of wearing a college jacket. In order to benefit from a fair price-performance ratio, the interested customer should carry out a comprehensive price comparison before buying. Reading test reports can also be helpful in finding exactly the model that suits you. which the wearer with the stylish jacket can carry out speak in favor of wearing a college jacket. In order to benefit from a fair price-performance ratio, the interested customer should carry out a comprehensive price comparison before buying. Reading test reports can also be helpful in finding exactly the model that suits you.

The college jacket is an item of clothing for young and old

College jackets can actually be worn by all people. Anyone who attaches great importance to a fashion-conscious and trendy appearance will find exactly the right companion in the college jacket. A college jacket can usually be recognized by its concise lettering. Mostly it is the brand name, which can often be seen in multiple colors. Many renowned fashion brands have added the old and new trend, college jackets, to their range. Year after year, new models are created in which both young and older people feel comfortable. Since the college jacket is one of the light items of clothing, it can be worn on a wide variety of occasions. As a transition jacket, it is just as suitable as being the right companion for sporting activities.


Sport and HipHop

College jackets, also known as baseball jackets, used to be used as a sign of belonging to a specific sports team. The wearer's taste in music was also evident from the college jacket. The stylish jackets were mostly worn by hip-hop or hardcore fans. Now the college jacket is back and more popular than ever. Of course, she took something from her old tradition with her. Even today college jackets are associated with sportiness and are mainly worn by young people.

Traditional Flamenco world of fashion Clothing

 The Flamenco is one of the most popular and distinctive dances in Spain and originated in the Andalucía region. In addition to the vibrant steps of the dance and the music that accompanies it, the Flamenco is also distinguished by the traditional clothing that dancers wear.

Special shoes are worn by both men and women when dancing the Flamenco and one of the most common types of shoes is known as the Zapato. This special shoe features nails in the shoe to help dancers produce extra sound as they dance the steps of the zapateado and taconeo. People who truly want to get into the spirit of the dance should check out the range of traditional Flamenco shoes by Roberto Garrudo.

The best way to get a feel for these impressive costumes and the role they play in the Flamenco is to watch a performance. Flamenco performances are regularly held throughout Andalucía to this day and never fail to attract large audiences.

The Flamenco skirt is one piece of clothing that particular characteristics this dance and women traditionally wear brightly colored full skirts that flare out as they twist and turn. This long skirt is known as a bata de cola and typically weighs ten pounds, trailing five feet behind the dancer.

The dress has extraordinarily humble origins. It was originally used by the wives of all those Andalusian breeders for the annual Feria de Abril l festival at the Prado de San Sebastián in Seville.

If you have come to a typical Andalusian fair and you have not tried on a flamenco dress or flamenco skirt, you have not fully enjoyed a complete experience. Led by dancers in Spain and now in any part of the world. Sevillanas dresses evoke an exotic Andalusian mystic. And, unlike other regional costumes, the style of the dress changes year after year and evolves adapting to current fashions


The festival gradually became a social event and, in the 20s, attracted the high rank of Seville, as well as the farmers and their wives. At the same time, the flamenco dance style became an art form and the dancers began to act not only as a hobby but also in a professional way. The dancers adopted the flamenco dress or flamenco skirt, embellishing it with rich fabrics or accessories and making it an essential part of their dance.

Dog Fashion And Clothes

 Fashionable dog clothes are all the rage these days and many people need to have their pets dressed accordingly before they go out anywhere with them. That being said, what do the seasons and the time of the year have to do with dog clothes and how can they affect what you buy and dress your pet in?


Also, keep in mind the color of your dog as well when deciding on some attire as this is very important to ensure that everything is co-ordinated. Sweaters for dogs have become very fashionable as of late and they and plentiful both in design and color so it will be easy to find one that goes with your dog’s coat.


The color is one that is a good tip to consider when buying clothes for your dog. You should keep in mind that the warmer the weather then the lighter the color. So summer should be full of light blues and yellows whereas winter would be more suited to navy or brown. 

Thinner materials are better for spring and summer because your dog will be warm anyway with its fur and you do not want to add any extra weight or layers to them. Finding clothes for dogs is very easy these days and there are many stores that readily provide them. If you follow some of the fashion and practical advice in this article then your dog will be fully kitted out for whatever occasion or season.

The time of the year will also influence the thickness of certain aspects of the dogs’ clothing. If it is in winter then consider materials like wool or leather as these are very warm and can be quite heavy so your dog will not get cold in these months when it is out and about. 

Sunday, December 20, 2020

Tips For Stay young

 Agility and flexibility equate to youth. Imitate felines, stretch whenever possible as it is the best way to rearrange the vertebrae compressed by a sedentary life.


Whatever exercise is the best ally for your joints as movement makes the cartilage vibrate releasing electrolytes such as sodium and potassium. The electrical current that results from it favors the reproduction of cartilage, which usually diminishes with menopause.

Every day the vertebrae are compressed by the effect of body weight. In a normal person, sitting, the pressure is 10kg. Standing, it is smaller and decreases even more in extended position 4 kg. Do some daily stretching exercises before bed, your spine will return to its place and you will make the most of your night's rest.


Tips

* Start your exercises gently because by overstretching a cold muscle you run the risk of causing an injury.

* Separate your legs, inhale and place your forearms on a surface at the level of the pelvis. As you exhale, lift your wrists apart, with your feet turned outward. Shift your pelvis from right to left.

* During the day reserve two stretching breaks while you are sitting behind your desk or while doing housework.

* Sitting upright, stretch your arms, inhale and cross your hands in front of you. As you exhale, lift them into the air and imagine that a thread is pulling your head towards the ceiling.

A Little Tips For Complete Hair Care

 Like every other part of your body, our hair requires to be looked after properly so that it can look its best. Many people simply leave it alone and rarely shampoo or condition even if they are using Hair Care products such as waxes and gels; this can have a very adverse effect on your hair as a whole and many will be left wondering why it has become so dried out and flaky. However, with the proper care and treatment, you can get your hair looking its best.

A simple tip is to hydrate it as much as possible. This means allowing it to dry naturally when you come out of the shower if you can as this is the best way to ensure that the roots get the right amount of water. If you are wearing a hairband then make sure that you do not sleep with it on because hair grows best when it is allowed to fall freely and this will only stifle its growth. Also, ensure that you have the right shampoo and conditioner.


Once you find out the type of hair that you have – whether it is very dry or greasy etc… – then you can begin to get the right products to suit it. By using the right conditioners and shampoos then you can easily get your hair looking its best in a matter of weeks.


 It is imperative that you use the right products as the wrong ones will not really do much for your hair and some can even adversely affect it in terms of how it looks. Following a few simple tips and spending some time on it each day will ensure that your hair is looking its fullest and brightest and you will have no more problems with greasy, oily, or dry hair.

Correct Exfoliation Tips For You

 Have you ever wondered why our skin sometimes looks dull and lifeless? Experts say that every day the skin sheds 500 million dead cells. Although it seems like a shocking number, this is totally normal.

The exfoliation helps the body to peel off dead cells and Lucas a much more radiant and healthy skin. However, as much as we hear that exfoliation is very important to our skin, most of us don't.


Here are some basic tips that will help you do it yourself, it is very simple and relaxing.

  • Once a week take a bath as usual
  • The other days after rinsing off the shampoo and soap, apply the scrub of your choice in circular motions all over your body.
  • In the driest areas such as elbows, heels, knees, etc., apply it with your bath sponge and scrub these areas with more force.
  • Let the scrub sit for a few minutes and then rinse preferably with warm to cold water.
  • To dry yourself, gently pat it with the towel.
  • Finally, apply a moisturizing and refreshing cream all over your body, take care that the cream does not contain alcohol to avoid irritation.
  • Finally, I want to give you a tip that you should take into account.

For no reason exfoliate your skin if you have any type of wound as it will irritate you and leave that area much more sensitive. Also do not do it if you are tanned because you will lose your color much faster.

Hair Care Homemade recipes for You

 Hello girls! Today I want to recommend some homemade recipes for hair care, take note and get to work.


Olive oil helps soften and moisturize dry hair.

Whisk in 5 teaspoons of olive oil

2 whole eggs. Massage the mixture into your hair, and then cover it with a shower hood or plastic wrap. The heat from your body will help the roots to better absorb moisture and help soften damaged hair. Allow the mixture to work on your hair for at least 30 minutes. Then rinse your hair and wash it well with a mild shampoo.


Olive oil and honey mask

Mix 3 tablespoons of olive oil with 2 tablespoons of honey. Apply to your hair and cover it with a shower hood or plastic wrap. Let it soak in for a minimum of 30 minutes, then rinse and wash your hair with a moisturizing shampoo.


Thyme hair rinse

Mix 7 heaping tablespoons of dried thyme with 2 glasses of water. Boil the mixture for 10 minutes. Your kitchen smells great. Filter the tea and let it cool. Lean over a basin, and pour half of the solution onto freshly washed hair. With a cup, continue to apply several times, of the same solution that is falling into the basin, until the hair is very wet. Do not rinse or wash the hair. Keep the other half of the unused solution for another treatment!


Treatment with honey and milk

Mix a tablespoon of honey in half a glass of cream whole milk. Apply to hair and let it soak in for 15 minutes, then wash your hair with a mild shampoo.


Banana and almond mask, for damaged and dry hair

Mix the puree of 1 ripe banana with a few drops of almond oil. Massage the mixture into your hair. Leave it in for 15-30 minutes and then wash your hair with a gentle shampoo.

How To Avoid Yellow Nails Stain

 Vanity is undoubtedly the main characteristic of women because we will always do and wear what makes us look best. However, I am sure that many of us, as long as we look good, are capable of anything without taking into account the consequences that this may cause.


A clear example is the nails. What woman does not paint her nails? The truth is that we love it, and beyond the vanity, its arrangement and presentation have become an indispensable requirement for any occasion.

Although unfortunately many girls are unaware that this act can also be harmful to health.

Surely you have noticed that your nails have lost their natural color and have taken on a yellowish color. This is precisely due to the excessive use of enamel because even if you do not believe it also in this type of abuse there are serious consequences that can cause irreversible damage.

The nails yellow also indicate that you are using a glaze that is tainting the like and is not of good quality. Nail polishes have chemical components that damage nails, especially those that are dark in color.

If you are one of those who like to always have your nails painted, to protect them, you should use a base and then apply the polish. Although it is recommended that from time to time you leave them in their natural tone for 2 to 3 days so that they can be oxygenated and prevent them from losing their color and turning yellow.

Don't worry, remember that everything has a solution, and this time I have several homemade recipes for you to whiten your nails! Do not try to continue covering them with polish, your nails also need attention and care for this problem to disappear.


  • Twice a week, soak your nails for 10 minutes in 250 ml of hot water and add a tablespoon of hydrogen peroxide.
  • At night rub the nails with half a lemon for a few minutes and only dry them afterward.
  • Boil a cup of water and at medium heat add 5 tablespoons of white vinegar. Soak your hands for 15 minutes.
  • There are special files to polish and shine the nails, they also help to remove the yellow. Try to be moderate as filing them can damage and weaken the nail.

If after these tips you have not noticed any changes, and your nails are still yellowish and somewhat deformed, you may have an infection or a more serious problem. So I recommend that you go to a specialist to solve it as soon as possible.

10 Basic Steps For Your Make-up

1. BASE

You must make sure that the color you choose is very similar to the tone of the skin of your face (do not try it on either the forearm or the hand)

The most important thing when putting on the foundation is that it looks natural and that the difference in tones between the face and neck is not marked. The most effective way to apply it, shake it well, then with your finger or sponge, apply several points to the forehead, nose, chin, and cheeks and fade it evenly starting from the center of the face outwards.


2. CORRECTOR

Apply it by points, that is if you want to cover your dark circles, apply three or four points in this area using your finger.

You can also cover your lips with a light layer of concealer and then outline them, this tip will help your lip color last much longer. You can also go to the corrector to correct some details such as the wide nose. If you want to sharpen it a bit, apply concealer on the sides and blend to show a much sharper nose.


3. THE MIRROR

Its function is more than obvious but I recommend that you use one that has magnification, so you can notice the excess eyebrows or the granite that is about to erupt.


4. POWDER

There are two types of powders, the best one is the one that helps us remove shine and excess oil from the face (translucent powder). It also helps to fix the base and ends up covering any pimple or rash that we want to hide.


5. TWEEZERS

It is super good that you always carry tweezers in your cosmetic bag because I am sure they will get you out of trouble.


6. BRUSHES

In general, the large and thick ones are used to apply the translucent powder and those that are not as thick for smaller areas such as the cheeks, forehead, and chin. It is important that you shake your brush after using it so the colors will not mix, and if you want to take care of your face you should also think about buying a good brush as the currents irritate and scratch you due to its rigidity.


7. MASK 

The mascara is also known as mascara is super basic for your cosmetic bag, remember that you must apply it in a zig-zag shape to curl them naturally. As a tip, it is better to use water to avoid running at the end of the day.


8. SHADOWS

Bringing light shadows will help you give light to your eyes, the dark ones give it depth so the combination is perfect.


9. EYELINER

This tool is very useful especially if you delineate your eyebrows because in the afternoon it is possible that your delineation is no longer noticeable and a touch-up would come in handy.


10. LIPSTICK

Today the trend is much nuder so a gloss will always be essential to give shine to your lips.

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