WHAT GOES INTO MY HOME INSURANCE COVERAGE?

 Perhaps you did not know that among home insurance coverage you can find answers to some interesting questions.

Have you bought a lamp, but your knowledge of electricity is limited to plugging and unplugging appliances? Do you have a cat and it has jumped out of the window and got hurt? Are you going to operate and you have no one to leave your German shepherd with? Have you lost your house keys and can't get into it? Your external hard drive with all your important photos, movies, music, and documents won't turn on?

If the answer to any of these questions is yes (to all of them it would be too defying the laws of probability), before you think that the world is ending, check your home insurance policy. For all of them and many more, there is home insurance coverage. And they are more frequent than you might think.

Has your young son taken your state-of-the-art mobile phone and used it as a hammer to play games? Have you received a claim from the Treasury and you don't know what to do? Has your maid been injured cleaning at your house? On a bike ride through Casa de Campo, have you run over someone? Did you lose your suitcase on your weekend getaway to Rome? Has your dishwasher decided to stop working and flood your kitchen?

Every day there is more coverage in home insurance

Over time, and in order to differentiate itself from its competitors to get more customers, retain existing ones and adapt to the evolution of society and technology, insurance companies have been adding additional services and coverage to home insurance.

In this way, beyond repairing or compensating the damages that your home may suffer or that you may cause to a third party, due to a water leak, a fire, etc., or compensating you for the theft suffered, the insurers have expanded the scope of their products. Other home insurance coverages are beginning to be included, such as a computer, medical, veterinary, or legal advisory services, DIY coverage at home, recovery of hard drives, veterinary assistance for pets in the event of an accident, repair of electrical appliances white line, and a long list of alternatives.

Today, home insurance, in its most complete versions, offers a range of coverage and services with a scope that is often unknown to the insured himself. Therefore, when a mishap occurs to you, no matter how absurd it may seem, or you are in a situation in which you need professional advice, first consult your insurance or your company, as it could facilitate the solution to your problems.

In the event of a mishap, however absurd it may seem, consult your insurance company. Your insurance could have the solution to the problem even if you don't know it.