MOST COMMON DOMESTIC ACCIDENTS IN HOME INSURANCE

 A breakdown in the home is a setback that you always want to fix as soon as possible. That is why that the repairman comes quickly and acts with diligence is essential for your peace of mind. We've dived into the statistics to see which home repairs are performed the most by insurance and the average time it takes to fix them. The data is most curious. This is the most common home insurance domestic accident!

Next in the scale of domestic accidents in the most common home insurance are glaziers, who participate in 14% of home repairs; and then appliance repairers, followed by locksmiths and electricians. When it comes to combined repairs, the most common option is that of masons, plumbers, and painters as well as a plumber combining with a painter.

For example, four out of ten times the insurer calls a repairman it is a plumber. Plumbers are by far the repairmen's guild most in need of homes.

Today, three-quarters of repairs due to unexpected events in the home are covered by an insurance contract. More than half of the damages that insurers repair are due to water damage (in 53% of cases), followed by broken glass (20%)  and electrical damage (12%).

Its services generated 44,500 jobs among professionals of all kinds linked to the world of the home. The insurance, and the repairs that it coordinates and guarantees, also mobilizes employment for  12,500 plumbers, 6,400 painters, or more than 5,500 carpenters. carpenters, 6,200 painters ...  and so on, union by union, until reaching some 44,500 jobs.

Activity, also, in which you must not forget that insurance never works in B, so it is totally legal activities and they pay everything they have to pay.

In which Community is more domestic accidents reported in home insurance?

Thanks to the analysis of the services provided by the insurance, we can know in which parts of Spain there are more breakdowns in homes. Obviously, the most populated provinces lead this ranking with  Madrid at the top, where insurance carries out 18.5% of all its repairs. They are followed by Barcelona, ​​with 14.6%, and Valencia and Seville, both with 5.4% of services.

In all cases, it must be taken into account that in 82% of cases, a fault is resolved with a service, but in the remaining 18%, the insurance requires the intervention of two or more operators, therefore, a greater number of services. The important thing is that the insurance manages to repair as soon as possible what happened for the insured's house to look like new again as soon as possible.

 If we do this analysis by municipalities, again Madrid is in first place in terms of domestic accidents in home insurance, with 10.2% of insurance services. Less than half of the interventions occurred in Barcelona with 4.3% and Seville, with 2.7%.

How long does the insurance take to deal with the fault?

Available data tells us that insurance repairs related to locks or electrical breakdowns are typically completed within the day. Water-related issues are solved in an average of three days and the repair of appliances or glass changes up to five. In other words, insurance works so that your distress does not last long or, if possible, does not even occur. If things have to happen, let them happen, but they are solved as soon as possible.